Product

Start an IRS-compliant
Roth IRA for your child

Legal, payroll, and tax workflow automation to reduce complexity

Bona fide household employment relationships between parents and
children to reduce complexity

Legitimate, IRS-compliant income generation for children

Custodial Roth IRA opening and
funding
for children

How Halfmore Works

Halfmore is an AI-powered platform that automates legal, payroll, and tax workflows, enabling parents to help their children earn income and invest early through a custodial Roth IRA.

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Legal setup:

We assist with obtaining an EIN and establishing household employer status.

Legal setup:

Work Documentation:

We log tasks, hours, work history to create compliant employment records.

Work Documentation:

Payroll Services:

We automate payroll, generate paystubs, and handle W-2 processing.

Payroll Services:

Tax Reporting:

We offer end-to-end support for federal and state filings to ensure full compliance.

Tax Reporting:

Why Halfmore members
love us

Clear, thoughtful, and built with families in mind

Jeff

Halfmore makes it easy to teach our child responsibility while providing a financial head start. The platform is clear, thoughtful, and built with families in mind — we feel great knowing we’re helping our child build long-term security.

Great easy way to save for children’s Roth IRA

mekakitsune

Before I was doing my own payroll for my kids through QuickBooks but I discovered Halfmore and it’s actually cheaper and easier than trying to do it myself. I love the app and how I can track chores to my kids and get the documents I need to retain such as paystubs tax forms etc. A real hidden gem.

Simple & effective

jamie

I was initially nervous about opening Roth IRA for my child but this app made the process stress-free and secure! Its super straightforward and provides clear guidance! Couldn’t recommend it more!

The experience with Halfmore has been remarkably easy

DonicaJean

They do all the difficult parts for you - getting a business set up, processing payroll, sending contributions to the Roth IRA. So glad we found these folks at Maker Faire and my kid pestered me to get it set up!

Easiest way to set your kids up to be millionaires

LKalani

The app is awesome; very user-friendly! The customer support is top notch. I hit a couple of tiny snags during the set-up phase, but after that everything else has been smooth sailing. I’m so glad that I found them…and you will be too.

Really Well Put Together

SunsetCK

This app has been easy to use, and helps save for the kids. The only drawback, is if you forget to check off the chores each day, it only allows you to go back 1 week, so you have to check all the chores frequently. I’ve recommended this app to my friends w kids.

Makes maintaining a custodial Roth IRA easier!

FatFIRESoon

This is a great and intuitive app for dealing with the paperwork associated with setting up a custodial Roth IRA

Clear, thoughtful, and built with families in mind

Jeff

Halfmore makes it easy to teach our child responsibility while providing a financial head start. The platform is clear, thoughtful, and built with families in mind — we feel great knowing we’re helping our child build long-term security.

Great easy way to save for children’s Roth IRA

mekakitsune

Before I was doing my own payroll for my kids through QuickBooks but I discovered Halfmore and it’s actually cheaper and easier than trying to do it myself. I love the app and how I can track chores to my kids and get the documents I need to retain such as paystubs tax forms etc. A real hidden gem.

Simple & effective

jamie

I was initially nervous about opening Roth IRA for my child but this app made the process stress-free and secure! Its super straightforward and provides clear guidance! Couldn’t recommend it more!

The experience with Halfmore has been remarkably easy

DonicaJean

They do all the difficult parts for you - getting a business set up, processing payroll, sending contributions to the Roth IRA. So glad we found these folks at Maker Faire and my kid pestered me to get it set up!

Easiest way to set your kids up to be millionaires

LKalani

The app is awesome; very user-friendly! The customer support is top notch. I hit a couple of tiny snags during the set-up phase, but after that everything else has been smooth sailing. I’m so glad that I found them…and you will be too.

Really Well Put Together

SunsetCK

This app has been easy to use, and helps save for the kids. The only drawback, is if you forget to check off the chores each day, it only allows you to go back 1 week, so you have to check all the chores frequently. I’ve recommended this app to my friends w kids.

Makes maintaining a custodial Roth IRA easier!

FatFIRESoon

This is a great and intuitive app for dealing with the paperwork associated with setting up a custodial Roth IRA

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Get a 3% custodial
Roth IRA Match

The most powerful early investment tool that grows tax-free.

Get Match
See if you qualify

Frequently Asked Questions

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Where your child's financial journey begins.
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Halfmore, Inc. is a financial technology company, not a bank or investment advisor. Halfmore does not provide tax, legal, or investment advice. We do not serve in a fiduciary capacity, nor do we act as a broker-dealer or investment advisor. We expressly disclaim the provision of any fiduciary, broker-dealer, or investment advisory services, endorsements, recommendations, or advice. For tax, legal, or investment advice, please consult your own tax attorney or financial professional.

© 2025 Halfmore, Inc. All rights reserved.
135 Seale Ave, Palo Alto, CA, 94301