Start an
IRS-compliant
custodial Roth IRA
for your child
Legal, payroll, and tax workflow automation to reduce complexity
Bona fide household employment relationships between parents and children to reduce complexity
Legitimate, IRS-compliant income generation for children
Custodial Roth IRA opening and funding for children
Start an IRS-compliant
Roth IRA for your child
Legal, payroll, and tax workflow automation to reduce complexity
Bona fide household employment relationships between parents and children to reduce complexity
Legitimate, IRS-compliant income generation for children
Custodial Roth IRA opening and funding for children
How Halfmore Works
Halfmore is an AI-powered platform that automates legal, payroll, and tax workflows, enabling parents to help their children earn income and invest early through a custodial Roth IRA.
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Legal setup:
We assist the parent in obtaining an Employer Identification Number (EIN) and formally establishing a bona fide household employer relationship with their child, in full alignment with IRS requirements.
Legal setup:
We assist with obtaining an EIN and establishing household employer status.
Work Documentation:
We maintain records of the child’s tasks, hours worked, and work history to substantiate the legitimacy of the household employment relationship and ensure compliance with IRS standards.
Work Documentation:
We log tasks, hours, work history to create compliant employment records.
Payroll Services:
We manage compliant payroll processing, generate itemized pay stubs, and handle year-end W-2 preparation in accordance with federal and state regulations.
Payroll Services:
We automate payroll, generate paystubs, and handle W-2 processing.
Tax Reporting:
We provide end-to-end support for all required federal and state tax filings, ensuring timely and accurate compliance with household employment tax obligations.
Tax Reporting:
We offer end-to-end support for federal and state filings to ensure full compliance.
Why our members love us
- Jeff M.
“Halfmore makes it easy to teach our child responsibility while providing a financial head start. The platform is clear, thoughtful, and built with families in mind. We feel great knowing we're helping our child build long-term security.”
Why Halfmore members
love us
Clear, thoughtful, and built with families in mind
Jeff
Halfmore makes it easy to teach our child responsibility while providing a financial head start. The platform is clear, thoughtful, and built with families in mind — we feel great knowing we’re helping our child build long-term security.
Great easy way to save for children’s Roth IRA
mekakitsune
Before I was doing my own payroll for my kids through QuickBooks but I discovered Halfmore and it’s actually cheaper and easier than trying to do it myself. I love the app and how I can track chores to my kids and get the documents I need to retain such as paystubs tax forms etc. A real hidden gem.
Simple & effective
jamie
I was initially nervous about opening Roth IRA for my child but this app made the process stress-free and secure! Its super straightforward and provides clear guidance! Couldn’t recommend it more!
The experience with Halfmore has been remarkably easy
DonicaJean
They do all the difficult parts for you - getting a business set up, processing payroll, sending contributions to the Roth IRA. So glad we found these folks at Maker Faire and my kid pestered me to get it set up!
Easiest way to set your kids up to be millionaires
LKalani
The app is awesome; very user-friendly! The customer support is top notch. I hit a couple of tiny snags during the set-up phase, but after that everything else has been smooth sailing. I’m so glad that I found them…and you will be too.
Really Well Put Together
SunsetCK
This app has been easy to use, and helps save for the kids. The only drawback, is if you forget to check off the chores each day, it only allows you to go back 1 week, so you have to check all the chores frequently. I’ve recommended this app to my friends w kids.
Makes maintaining a custodial Roth IRA easier!
FatFIRESoon
This is a great and intuitive app for dealing with the paperwork associated with setting up a custodial Roth IRA
Clear, thoughtful, and built with families in mind
Jeff
Halfmore makes it easy to teach our child responsibility while providing a financial head start. The platform is clear, thoughtful, and built with families in mind — we feel great knowing we’re helping our child build long-term security.
Great easy way to save for children’s Roth IRA
mekakitsune
Before I was doing my own payroll for my kids through QuickBooks but I discovered Halfmore and it’s actually cheaper and easier than trying to do it myself. I love the app and how I can track chores to my kids and get the documents I need to retain such as paystubs tax forms etc. A real hidden gem.
Simple & effective
jamie
I was initially nervous about opening Roth IRA for my child but this app made the process stress-free and secure! Its super straightforward and provides clear guidance! Couldn’t recommend it more!
The experience with Halfmore has been remarkably easy
DonicaJean
They do all the difficult parts for you - getting a business set up, processing payroll, sending contributions to the Roth IRA. So glad we found these folks at Maker Faire and my kid pestered me to get it set up!
Easiest way to set your kids up to be millionaires
LKalani
The app is awesome; very user-friendly! The customer support is top notch. I hit a couple of tiny snags during the set-up phase, but after that everything else has been smooth sailing. I’m so glad that I found them…and you will be too.
Really Well Put Together
SunsetCK
This app has been easy to use, and helps save for the kids. The only drawback, is if you forget to check off the chores each day, it only allows you to go back 1 week, so you have to check all the chores frequently. I’ve recommended this app to my friends w kids.
Makes maintaining a custodial Roth IRA easier!
FatFIRESoon
This is a great and intuitive app for dealing with the paperwork associated with setting up a custodial Roth IRA
Get up to $210 matched
instantly and give your
child a head start.
Get a 3% custodial
Roth IRA Match
The most powerful early investment tool that grows tax-free.
Frequently Asked Questions
Frequently Asked Questions
Customer Support Center
Schedule a one-on-one onboarding call with our team.
We're here to assist you every step of the way.
Schedule a one-on-one onboarding call with our team.
We're here to assist you every step of the way.
Or contact us directly at support@halfmore.co
Halfmore, Inc. is a financial technology company, not a bank or investment advisor. Halfmore does not provide tax, legal, or investment advice. We do not serve in a fiduciary capacity, nor do we act as a broker-dealer or investment advisor. We expressly disclaim the provision of any fiduciary, broker-dealer, or investment advisory services, endorsements, recommendations, or advice. For tax, legal, or investment advice, please consult your own tax attorney or financial professional.
© 2025 Halfmore, Inc. All rights reserved.
650 Island Pl, Redwood City, CA 94065
Halfmore, Inc. is a financial technology company, not a bank or investment advisor. Halfmore does not provide tax, legal, or investment advice. We do not serve in a fiduciary capacity, nor do we act as a broker-dealer or investment advisor. We expressly disclaim the provision of any fiduciary, broker-dealer, or investment advisory services, endorsements, recommendations, or advice. For tax, legal, or investment advice, please consult your own tax attorney or financial professional.
© 2025 Halfmore, Inc. All rights reserved.
650 Island Pl, Redwood City, CA 94065